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Coverage Built Around Your Life and Business

Protecting your family, your property, and your business with coverage that fits the way you live and work.

Allstate
Berkley
CNA
Geico
Nationwide Insurance
The Generak
Travelers

Protection for Every Aspect of Your Life

Whether it's your home, your business, or something in between, we'll match you with a policy that fits.

Personal Insurance

Protect your home, vehicles, and family with policies built around your everyday life.

Commercial Insurance

Keep your business covered from every angle: liability, property, workers' comp, and more.

Coverage Options

Explore Coverage That's Built for You

Personal Insurance Includes:

car insurance

Auto Insurance

From liability and collision to uninsured motorist protection, we'll find an auto policy that keeps you covered on every Indiana road.

home insurance

Home Insurance

Your home is your biggest investment. We'll help you protect it with coverage for damage, theft, and liability at a reasonable rate.

life insurance

Life Insurance

Give your family the financial safety net they deserve. We'll match you with a term or whole life policy built around your goals and budget.

Business Insurance Includes:

Business liability

General Liability Insurance

Protect your business from third-party claims and lawsuits with essential general liability coverage.

Business Owners Policy (BOP)

Business Owners Policy (BOP)

Protect your business with combined property and liability coverage so you can focus on what matters. 

Building

Commercial Property Insurance

Commercial property coverage safeguards your business's physical assets, such as buildings, equipment, inventory, and signage.

Why Choose Us

Why Versailles Families and Businesses Trust Hardy Insurance

Independent, Not Corporate

We don't work for insurance companies, we work for you. As an independent agency, we're free to shop multiple carriers and recommend coverage that fits your needs and budget, not a corporate quota. 

More Choices, Better Rates

With access to 10+ trusted carriers like Travelers, Progressive, and Safeco, we compare your options side by side. More choices mean better coverage at a price that works, without any of the legwork on your end.

Local Roots, Personal Service

We're your neighbors on Adams Street in Versailles. When you reach out, you'll connect with someone who knows your name, understands your policy, and genuinely cares about getting your coverage right. That's what local service looks like.

Guidance You Can Count On

Insurance can feel overwhelming, we make it simple. Our team walks you through every option, explains what you actually need, and helps you avoid costly gaps in coverage so nothing catches you off guard.

Versailles Family

Comparison Table

A Clearer Way to Compare Insurance Coverage

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Tips and Insights From Your Local Agents

Sedan parked along a rural Indiana road with a wooden mailbox and soybean field at golden hour

Indiana Car Insurance Requirements 2026: Minimums & Penalties

By Hardy Insurance Group • May 11, 2026
Indiana car insurance requirements for 2026 explained: 25/50/25 state minimums, BMV penalties for driving uninsured, and when umbrella coverage matters.
Business Insurance in Indiana

Business Insurance Basics Every Indiana Owner Needs to Know

By Hardy Insurance Group • April 22, 2026
Essential business insurance guide for Indiana owners. Learn which coverages protect your company, employees, and assets from common risks.
House insurance in Indiana

5 Ways Indiana Homeowners Can Lower Their Premiums

By Hardy Insurance Group • April 22, 2026
Indiana homeowners can cut insurance costs with these 5 proven strategies. Learn how to reduce premiums without sacrificing coverage quality.

Frequently Asked Questions

Essential Answers for Confident Decision-Making

  • What does it mean that Hardy Insurance is an independent agency?

     It means we're not tied to one insurance company. We represent 10+ carriers, so we can shop around on your behalf and find the coverage and rate that works best for you, not what works best for an insurance company.

  • How much does it cost to get a quote?

    Nothing at all. Quotes are completely free and come with zero obligation. We'll compare options from multiple carriers and walk you through everything, no pressure, no surprises.

  • What types of insurance does Hardy Insurance offer?

     We offer a full range of personal and commercial insurance. That includes auto, home, life, renters, business liability, workers' comp, flood, boats, RVs, surety bonds, and much more.

  • Can you help me if I already have a policy with another company?

    Absolutely. We review existing policies all the time. We'll take a look at what you have, identify any gaps or savings opportunities, and let you know if we can find you a better deal.

  • How do I file a claim through Hardy Insurance?

    Just give us a call or reach out through our website. Our team will guide you through the process and work directly with the carrier to make sure your claim is handled quickly and smoothly.

HQ Address

Our Location

Versailles

Address

888 South Adams Street, Versailles, Indiana 47042, United States

Business Hours

Mon, Tue, Thu, Fri : 08:00 am - 04:00 pm
Wednesday : 08:00 am - 12:00 pm

Contact

No obligation · No sales pressure

Your Perfect Policy Is One Conversation Away

Tell us what you need and we'll handle the rest, comparing rates from 10+ carriers to find coverage that protects your world and respects your wallet.