Coverage Types

Personal Insurance

From auto and homeowners to flood, life, and everything in between, Hardy Insurance Group builds personal coverage around your life, not around a template.

Personal Auto Insurance

Protect your vehicle and finances with the right auto insurance coverage.

Homeowners Insurance

Protect your home and belongings with comprehensive coverage options.

Life Insurance

Protect your family's financial future with the right life coverage.

Renters Insurance

Protect your belongings and liability as a renter in Versailles.

Personal Umbrella Insurance

Extra liability protection when you exceed your standard policy limits.

Flood Insurance

Protect your home from flooding with comprehensive coverage options.

Condo Insurance

Protect your unit, belongings, and liability beyond HOA coverage.

Motorcycle Insurance

Protect your bike from accidents, theft, and liability claims.

Boat Insurance

Protect your watercraft from damage, theft, and liability claims.

RV Insurance

Protect your motorhome, camper, or travel trailer on every adventure.

Jewelry Insurance

Protect valuable jewelry from theft, loss, and damage with coverage.

Landlord Insurance

Protect your rental property with comprehensive landlord insurance.

Mobile Home Insurance

Protect your manufactured home with affordable, comprehensive coverage.

Rental Dwelling Insurance

Protect your investment property from fire, storms, and tenant damage.

Dwelling Fire Insurance

Coverage for rental properties and vacant homes against fire and perils.

Off-Road Vehicle Insurance

Protect your ATV, UTV, or dirt bike with specialized coverage.

Personal Watercraft Insurance

Protect your jet ski or PWC with comprehensive coverage options.

Earthquake Insurance

Protect your home from seismic damage with specialized coverage.

Named Non-Owner Insurance

Liability coverage for drivers who don't own a vehicle.

Short-Term Rental Insurance

Protect your Airbnb or VRBO from guest damage and liability claims.

Vacant Property Insurance

Protect empty homes from vandalism, liability, and damage.

Physical Damage Coverage

Protect your vehicle from collisions, theft, and unexpected damage.